Category Archives: Landlords Insurance

Preparing your rental property for flooding

With the risk of flooding being very real for many at the moment, it is important as a landlord that you have done all you can to protect your investment as well as your tenants. This is why PropertyQuoteDirect has put together a guide on the best ways of ensuring you are as well prepared for the floods as possible.
Obviously, the main point of flood proofing is to keep water out or at least as much […]

Time for Change in January

The New Year tends to bring change for many people, including where they live. Whether they are buying a property or looking for a new property to rent, there are many reasons for ensuring that if you are looking to sell a property, or you need to find a new tenant, that it will attract as much interest as possible. After all, the more people that want your property the more money you will be able […]

Understanding a Buy-to-Let Mortgage

With generation rent well and truly here those who have some money and want to invest may be looking to the property market. However, if you have never thought about it before it can be a little daunting knowing where to start, so here is a guide to a better understanding of what a buy to let mortgage is. At least then that is one less thing you have to worry about.
First things first, with the competition high […]

Summer and the Property Market

With the summer months behind us and autumn on its way, although the weather tells a different story, it is a good time to look back at what happened to the property market in what should have been the quietest months of the year.
House Prices
During July and August there was a 0.4% rise in house prices which is showing that the property market is in the best state is has been in since 2007. It seems […]

Decorating your Rental Property

Last month we spoke about whether you should furnish your investment property or not. This month there seems to be some new light on the discounts customers actually think they are receiving on their furniture.
Bank Holiday Weekend
With the bank holiday weekend very nearly here, there are only two things that can be expected here in Britain, rain and a huge sale in almost every major furniture store that is on the high street. Well it seems […]

Letting a Property Furnished or Unfurnished?

With a very competitive rental market at the moment you want to make sure that your property has the edge on others in the same area. Many landlords do this by furnishing the property so it is an easy move, especially for those who are moving out of their family home. It means that they don’t have to worry about saving extra money for furniture as it is already going to be supplied. Often furnished properties […]

Lending to landlords rising

monopoly housesA bigger proportion of the mortgage market than ever is accounted for by loans to landlords. Figures from the Council of Mortgage Lenders show that 13.4% of mortgage loans were made to landlords in the first quarter of 2013. In the last quarter of 2012, the proportion was 13%. In the first quarter of 2012, it was 12.9%.

Letting an ex-council home

Council HouseAccording to research by the GMB Union, 40% of ex-council properties in the London Borough of Wandsworth are now owned by private landlords. Figures for the rest of the country are likely to be similar, especially in urban areas.

Landlords and the Green Deal

Energy saving for landlordsPressure is starting to mount on landlords to ‘green’ their properties. Those who fail to make their properties energy efficient may find that they will not be allowed to let their properties out at all in the future. The introduction of Energy Performance Certificates already means that leaky, costly-to-run properties may be hard to let. But, despite this, many landlords are still failing to take advantage of government help to get their properties […]

Do you need flood insurance?

flooded street of housesNews reports showing floodwater tear through homes have become so commonplace in the last few years that it is getting easier and easier to ignore them. When something seems to happen often, we tend to stop being concerned about it.
But if you own property you cannot afford to stop being concerned about flooding. Millions of homes in the UK are built on floodplains. Other properties are also at risk from […]