Category Archives: Landlords Insurance

Credit Unions, the new banks?

Credit Unions, the new banks?
Landlords, in common with the majority of the population, are viewing the coming budget with trepidation. Apart from the feared cuts and tax hikes that will affect all the population, the residential landlord is steeling himself for the announcement of a massive rise in Capital Gains Tax. What better time then, for the average landlord to appraise his financial situation and spend some time looking at different areas where he can ease his financial situation.
First of all he can look at […]

Retirement age to go up

Retirement age to go up
It is no secret that one of the main reasons behind the upsurge in buy to let residential landlords has been the uncertainties in financial matters over the last 10 years. Earlier in the century, many contributors to orthodox pension schemes saw their predicted pension incomes slashed while others saw theirs disappear altogether in stock market crashes after 9/11. Then more recently the bank crisis and recession have had a similar effect, with more people than ever before becoming nervous of […]

Help and Advice for Landlords

Landlord Advice – As is the case in most ventures, help and advice from within the trade or profession one has earmarked to make a living in, can be invaluable. Although it is inevitable that stepping into a new project is bound to be fraught with anxieties and tensions, inside knowledge can help you avoid many pitfalls and so save both time and energy, not to mention money.
This applies to the prospective residential landlord as much as any other business. From the very outset there […]

Landlord Advice: Changing the Face of Landlords

Changing the face of landlords
Landlord Advice – There are numerous landlord services and advice lines out there designed to help landlords struggling with their businesses, however even if your business is doing well you can still face common problems. These days, one of the biggest problems landlords face is that there are numerous negative stereotypes surrounding them, meaning they are often ignored or even subjected to abuse.

The Residential Landlords Association’s Election Manifesto

Image of ballot box(Update: Read PropertyQuoteDirect’s campaign to Change the Face of Landlords during the General Election)
Unless you’ve been living under a rock you will know that the General Election is just a few months’ away, with political leaders already publicising their plans for the property and private rental sectors in the future. However, this General Election is proving very difficult to predict as this time around there are more parties vying for leadership than ever, which means […]

Tenant Tips: Protecting Properties at Christmas

Image of house with Christmas decorationsProtecting Properties – Here at PropertyQuoteDirect we regularly provide advice for landlords on how they can help their tenants stay safe. Christmas can often be a stressful time for landlords as not only are tenants more likely to be burgled but if anything happens to their properties they will want you to fix it as soon as possible so they can carry on enjoying the festivities. However, with a bit of research and […]

Should the State be responsible for Building new Properties?

Image of Danny AlexanderShould the State be responsible for Building new Properties?
Today the Chancellor of the Exchequer George Osborne will potentially address the public for the last time to announce his Autumn Statement. However, even though the Chancellor has yet to officially announce his plans as well as the current condition of the UK economy there have already been rumours concerning his statement. This has prompted other MPs to voice their opinions on how the UK can improve, […]

Top Tips for Preparing your Properties for Winter

Image of house in winterPreparing your Properties for Winter – During the coldest months of the year temperatures can reach lows of -10⁰C at night in some parts on the UK, so it’s no wonder why you need to spend more time looking after your home during winter. As you increase the heat inside your home and cosy up in front of a warm fire you must not forget to think about other parts of your home and […]

Landlords and the new Anti-Social Behaviour Act

Image of policeAnti-social tenants can be a complete nightmare for landlords as not only do they cause issues in your properties but can also disrupt your business. Unfortunately, as a landlord you are somewhat responsible for your tenants’ behaviour, which means if they are upsetting those that live near them you will be expected to step in and help resolve the situation. However, this isn’t always easy due to the fact that tenants have certain rights and previously […]

The new Refurbish-to-Let trend sweeping the UK

Image of abandoned houseThis week it was announced that if the Bank of England’s new proposals go forward landlords may soon have to come up with forty per cent deposits in order to be given buy to let mortgages. Landlords are already struggling to expand their property portfolios due to the rising cost of property and if the Bank of England’s plans go ahead they could make matters worse.
This is why so many landlords are taking part in […]