Buy To Let Property Insurance

When insuring a property which you intend to let, the risks associated are very different to those of a normal home insurance policy.

What is buy to let insurance?

Buy to let insurance isn’t a legal requirement but is wise for anyone who is a landlord to keep their investment protected. Also known as Landlord insurance, the insurance covers the risks that standard contents and buildings insurance policies don’t. It’s designed for landlords who own or manage a let property, are responsible for insuring the building or freehold or have a portfolio of properties.

Landlord insurance falls into two broad categories, buildings insurance and contents insurance – just like normal home insurance.

Buildings Insurance for Landlords

Our policies can cover your rental property against the risks such as fire, storm, flood, falling trees and even less likely events such as lightning, earthquakes, explosions, aircraft damage, and riots will be covered.

Make sure that the buildings insurance covers the rebuild cost of the property. Your mortgage provider will want to know that you have appropriate buildings insurance. However, if you don’t have a mortgage you should still be wise when it comes to insuring your property.

Contents Insurance for Landlords

Tenants are responsible for making sure that their own personal belongings and contents are insured. However, contents insurance is a must have if you have furnished properties on the market as it will typically cover beds, carpets, curtains, sofas tables and chairs if they are damaged or stolen.

What sort of landlord insurance cover should I look for?

It all depends what type of cover you need. Some policies offer additional features such as malicious damage caused by tenants, theft or attempted theft by tenants and property owner’s liability which is due to third party personal injury claims which occur on your property.

At Property Quote Direct we are insurance experts. We know the insurance market inside out and importantly, how to avoid the pitfalls. Whether you are a landlord or a tenant we give you good advice. We will help you find not only the cheapest insurance cover, but the one offering the best quality. More and more people are becoming buy-to-let landlords as a means to gain extra income, but it is important you have the right insurance.

Our online quotation form will give you the opportunity to take all of the above into account and then will find a buy-to-let insurance quote tailored to your requirements. Within seconds our search engine will bring you the best deals available from dozens of landlord insurance providers and your search for buy-to-let insurance cover will be complete.

Get your buy to let insurance online or call us FREE on 0800 515 381 today!