Category Archives: Insurance Guides

The Landlords Battle against Organised Crime in Their Properties

Posted on 1st November 2017

 
Many Landlords may be under the impression that if illegal activity is carried out in a property that they are renting out, that they will be protected by their insurer but sadly this is usually not the case. We are here to guide you through what to look out for to ensure that you are not left uninsured due to some troublesome tenants.
We are going to talk you through the common and unusual scenarios that are leaving landlords properties all over the UK, vulnerable and […]

Landlord Advice: Changing the Face of Landlords

Posted on 18th March 2015

Landlord Advice – There are numerous landlord services and advice lines out there designed to help landlords struggling with their businesses, however even if your business is doing well you can still face common problems. These days, one of the biggest problems landlords face is that there are numerous negative stereotypes surrounding them, meaning they are often ignored or even subjected to abuse.

Tenant Tips: Protecting Properties at Christmas

Posted on 17th December 2014

Protecting Properties – Here at PropertyQuoteDirect we regularly provide advice for landlords on how they can help their tenants stay safe. Christmas can often be a stressful time for landlords as not only are tenants more likely to be burgled but if anything happens to their properties they will want you to fix it as soon as possible so they can carry on enjoying the festivities. However, with a bit of research and some clever tips both you and your tenants should be able to […]

Should the State be responsible for Building new Properties?

Posted on 3rd December 2014

Should the State be responsible for Building new Properties?
Today the Chancellor of the Exchequer George Osborne will potentially address the public for the last time to announce his Autumn Statement. However, even though the Chancellor has yet to officially announce his plans as well as the current condition of the UK economy there have already been rumours concerning his statement. This has prompted other MPs to voice their opinions on how the UK can improve, with Danny Alexander – Chief Secretary to the Treasury – […]

Making sure your Tax Affairs are in Order

Posted on 20th November 2014

No-one likes paying taxes, however it is something that we all have to do. Over the past few months PropertyQuoteDirect has written numerous articles concerning landlords and tax, as by paying the wrong amount you could end up with a fine or even facing prosecution. On the other hand, you could actually be paying too much tax, especially if you are not declaring certain deductibles such as letting agent fees and landlord insurance. So how can landlords make sure that their tax affairs are in […]

The new Refurbish-to-Let trend sweeping the UK

Posted on 9th October 2014

This week it was announced that if the Bank of England’s new proposals go forward landlords may soon have to come up with forty per cent deposits in order to be given buy to let mortgages. Landlords are already struggling to expand their property portfolios due to the rising cost of property and if the Bank of England’s plans go ahead they could make matters worse.
This is why so many landlords are taking part in a new trend: ‘refurbish-to-let’. The idea is pretty simple: buy […]

How can landlords help young people find homes?

Posted on 1st August 2014

A recent report published by the housing charity Shelter has shown that nearly half of all twenty to thirty four year olds are still living with their parents as they cannot afford to get onto the housing ladder. To make matters worse, this demographic is also struggling to afford current rent prices, meaning that we are seeing a generation of young people unable to leave home. As a landlord, you may think that this doesn’t affect you, however helping young people find homes can be […]

Landlord Regulation Under Scrutiny

Posted on 2nd May 2014

Landlord Regulation Under Scrutiny – If you’re a landlord you probably feel like there’s quite enough regulation that you have to worry about at the moment. While a simple 2 bed property might be easy enough to run on a day-to-day basis, local and national regulation for HMOs can be an enormous burden for landlords. Couple this with things like council tax, landlord insurance and tenant management and it’s no surprise that many landlords find themselves having to give up other occupations to work full […]

The Growing Issue of Welfare Reforms and Landlords

Posted on 17th April 2014

The welfare reforms have been discussed at length in the news recently, mainly due to the fact that they are affecting thousands of people across the UK. The coalition government claim that the whole point of the welfare reforms is to make the benefit system fairer, however a number of schemes have already put some people in danger of losing their homes. Here, PropertyQuoteDirect looks at the issue in further detail:

How Landlords can Protect their Finances

Posted on 21st March 2014

How Landlords can Protect their Finances – This week has been extremely busy for landlords, as George Osborne announced his plans for the UK economy in the Budget 2014. Naturally, there are points that some are happy with – such as the fact that non UK residents will soon also have to pay Capital Gains Tax – however there are others which are raising concerns.
This is why many landlords are now taking the time to make sure that their finances and investments are secure. Here, […]