Category Archives: Landlords Insurance

Understanding a Buy-to-Let Mortgage

Posted on 27th November 2013

 
Understanding a Buy-to-Let Mortgage – With generation rent well and truly here those who have some money and want to invest may be looking to the property market. However, if you have never thought about it before it can be a little daunting knowing where to start, so here is a guide to a better understanding of what a buy to let mortgage is. At least then that is one less thing you have to worry about.
First things first, with the competition high for rental […]

Summer and the Property Market

Posted on 5th September 2013

 
Summer and the Property Market – With the summer months behind us and autumn on its way, although the weather tells a different story, it is a good time to look back at what happened to the property market in what should have been the quietest months of the year.
House Prices
During July and August there was a 0.4% rise in house prices which is showing that the property market is in the best state is has been in since 2007. It seems that the sunshine […]

Decorating your Rental Property

Posted on 23rd August 2013

 
Last month we spoke about whether you should furnish your investment property or not. This month there seems to be some new light on the discounts customers actually think they are receiving on their furniture.
Bank Holiday Weekend
With the bank holiday weekend very nearly here, there are only two things that can be expected here in Britain, rain and a huge sale in almost every major furniture store that is on the high street. Well it seems that this bank holiday is about to change up […]

Letting a Property Furnished or Unfurnished?

Posted on 4th July 2013

 
Letting a Property Furnished or Unfurnished?
With a very competitive rental market at the moment you want to make sure that your property has the edge on others in the same area. Many landlords do this by furnishing the property so it is an easy move, especially for those who are moving out of their family home. It means that they don’t have to worry about saving extra money for furniture as it is already going to be supplied. Often furnished properties find tenants quicker because […]

Legal for Landlords: know your rights

Posted on 3rd June 2013

Legal for Landlords: know your rights
Landlords often fail to protect their legal rights properly. Many see housing law as being there mainly to protect tenants. It should be used to protect landlords too.
The law can be complex. And when you have a long to-do list to deal with, it’s easy to push understanding the law to the bottom of it. We’ve covered landlords’ legal responsibilities recently. Now we’ve put together this list of the basics to help landlords know their rights.

A Landlord’s Guide to Saving

Posted on 31st May 2013

A Landlord’s Guide to Saving – The other week it was reported that landlords need to make sure they have a contingency plan when it comes to their business, especially as the rental market is constantly changing. Even though it’s relatively easy to make a profit now, there is always the chance that something could go wrong, which is why it is so important to have some extra cash that can help. So here is our guide to saving and how it can be done […]

Lending to landlords rising

Posted on 13th May 2013

A bigger proportion of the mortgage market than ever is accounted for by loans to landlords. Figures from the Council of Mortgage Lenders show that 13.4% of mortgage loans were made to landlords in the first quarter of 2013. In the last quarter of 2012, the proportion was 13%. In the first quarter of 2012, it was 12.9%.

Letting an ex-council home

Posted on 15th April 2013

According to research by the GMB Union, 40% of ex-council properties in the London Borough of Wandsworth are now owned by private landlords. Figures for the rest of the country are likely to be similar, especially in urban areas.

Landlords and the Green Deal

Posted on 27th March 2013

Pressure is starting to mount on landlords to ‘green’ their properties. Those who fail to make their properties energy efficient may find that they will not be allowed to let their properties out at all in the future. The introduction of Energy Performance Certificates already means that leaky, costly-to-run properties may be hard to let. But, despite this, many landlords are still failing to take advantage of government help to get their properties up-to-date.

Do you need flood insurance?

Posted on 25th February 2013

News reports showing floodwater tear through homes have become so commonplace in the last few years that it is getting easier and easier to ignore them. When something seems to happen often, we tend to stop being concerned about it.
But if you own property you cannot afford to stop being concerned about flooding. Millions of homes in the UK are built on floodplains. Other properties are also at risk from flooding, as flash-floods can strike anywhere.
Unless your property is a tree house, the answer to […]